With a VA loan can someone buy down the rate cost 
and percentage dropped is it worth it? That's a   YouTube comment I got this morning um yes you can 
buy down the rate with a VA mortgage the key thing   is you want to make sure the lender is doing 
the math so what's the math is it just how low   will your payment be no it's does it actually make 
sense to buy down the rates so that's something we   always do we're also looking at what economists 
are forecasting to see if that time period is   going to make sense what I'm seeing in the market 
right now is so many lenders are just baiting   people with super low rates without explaining 
that the cost to get that rate doesn't actually   mathematically make sense so really make sure 
guys whenever anyone's pitching points discount   points or origination that they're doing the 
math with you otherwise they're just taking you   for a fool and trying to bait you with a low 
rate that will cost you more in the long run

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